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With a salary of £30,000 per year, your take-home pay would be £25,120 annually, or £2,093 per month. This is after paying £4,880 in taxes and deductions including income tax and National Insurance contributions.

Your £30,000 salary breaks down as follows: you'll pay £3,486 in income tax and £1,394 in National Insurance contributions. This leaves you with £25,120 per year, which equals £2,093 per month or £483 per week in take-home pay.

This calculation is based on the current UK tax rates for 2025-26 as published by HMRC. Your actual take-home pay may vary depending on your pension contributions, student loan repayments, and other deductions. Use the calculator below to adjust these settings for a more accurate estimate.

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Select Tax Year

Tax Year 25/26 runs from 6th April 2025 to 5th April 2026.

Your Results

Tax Year 2025/26
Your Take-Home Pay
£25,120
per year
£2,093per month
£483per week
£97per day
-£4,880
Total Deductions
Tax, NI & other deductions
16.3%
Effective Tax Rate
Your overall tax burden

Where Your Money Goes

Take-Home Pay£25,12083.7%
Income Tax£3,48611.6%
National Insurance£1,3944.6%

Your Income Across Tax Bands

Income Tax Bands

0%
20%
Take-Home
Tax Paid

You pay 0% on your first £12,570 (Personal Allowance)

You pay 20% on £17,430 (Basic Rate)

Marginal Rate:20%— this is the tax rate on your next £1 of income

National Insurance Bands

0%
8%
Primary Threshold£12,570
Upper Earnings Limit£50,270
Total National Insurance:£1,394

Detailed Breakdown

ItemAnnualMonthly
Gross Income£30,000£2,500
Taxable Income£17,430£1,453
Income Tax-£3,486-£291
National Insurance-£1,394-£116
Net Take-Home Pay£25,120£2,093

How UK Tax and National Insurance Works for £30,000 Salaries

For the 2025-26 tax year, UK employees earning £30,000 annually will pay income tax according to HMRC's current tax bands. Your personal allowance of £12,570 means the first £12,570 of your income is tax-free. Any income above this threshold is taxed at 20% (basic rate) up to £50,270, with higher rates applying to larger salaries.

National Insurance contributions are calculated separately using HMRC's National Insurance rates. For 2025-26, you'll pay 8% on earnings between £12,570 and £50,270, with a reduced rate of 2% on any earnings above £50,270. These contributions count towards your State Pension and other benefits.

The calculator above shows your exact breakdown based on current HMRC rates. You can adjust settings for pension contributions, student loan repayments, and other deductions to see how they affect your take-home pay. All calculations use the official thresholds and rates published by HM Revenue and Customs.

Tax Year 2025/26 - Calculations are estimates based on current UK tax rules from HMRC and should not be considered financial advice.